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Can I Purchase LTC Insurance For Mom?


My parents are in their early 60’s and not prepared for retirement much less if they were to get sick and need help.  As an only child, can I purchase long-term care insurance for them?








More and more millennial children are realizing that their parents may not be able to afford the high cost of extended care.  They love their parents, but realize they may not be able to provide the hands-on care themselves for a variety of reasons.  As their child, you can help pay the premium of your parent’s policy, but they must apply themselves for coverage.


Start a conversation with your parents explaining your concern about their care as they age.  It can be a difficult conversation to initiate, but you will be glad you did if either parent need care.  With LTC  living costs ranging upward of $70,000 or more per year, it’s a conversation too important to ignore.

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