“There are only four kinds of people in this world -  those who have been caregivers, those who are currently caregivers, those who will be caregivers, and those who will need a caregiver.”

-Rosalynn Carter


What Is Long Term Care (LTC)?

Chances are you rolled out of bed, used the bathroom, took a shower, got dressed, had breakfast and then headed out the door.  


What would happen if you couldn’t do it on your own anymore because of an accident, serious medical diagnosis, or the natural result of a long-lived life? Or, what would happen when losing your keys becomes forgetting your home address or the names of those you love?    

Long-Term Care


Long Term care is a continuum of care, housing, and services that people and their families may need because of a chronic illness or accident. It’s assistance with the activities of daily living (ADL’s), or supervision needed due to severe cognitive impairment, for care that is expected to last beyond 90 days.   ADL’s include bathing, dressing, eating, transferring, continence, and toileting.


Home is Best

Long-term care is provided in a variety of settings such as your home, an Assisted Living Facility, Adult Day Care, or a Skilled Nursing Facility. The goal is to be at home for as long as possible with family members overseeing your plan of care.

It’s a Family Event

When caregiving is needed, family members are the first to help.  Many times spouses are physically unable to care for their loved ones, and children may be forced to juggle caregiving with both work and their own family responsibilities.  Over time, stress and exhaustion can take their toll on those you love most.  With long-term care protection in place, your family can supervise your care instead of having to provide hands-on care.

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